THREE!!
not one, not two, but THREE new year had passed.
be it GREGORIAN, HIJRI, or LUNAR, my new year resolution is still not in the works. i was too afraid to set any new resolution this year, as everything i planned for the last six months was totally whacked!
so, i'm going to start with the easy one.
Resolution #1- refinancing my 2005 house to get much lower rate (7.2%!!! whose bright idea is this?)
Resolution #2- use this year's bonus to settle personal loan (RM600 monthly payment is soooo not cool)
Resolution #3- no more talks about new car until 2005 house is fully paid (praying hard the car could last that long)
so, wish me luck!
on the news: crude oil prices jump to USD100 today. darn it! i'm still adjusting to my personal inflation rate due to previous 20% increase in oil prices. now, have to be prepared, yet again for another inflation.
It's hard living on single income nowadays.
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